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Team Members

Rouvaun Walker

Rouvaun Walker

CEO

Rouvaun Walker is the founder and CEO of PhinanceUS, a mortgage financing company with a mission to empower underserved markets and promote Black home ownership. With over 32 years in the industry, Rouvaun has focused on wholesale and correspondent lending, management, sales, and operations, making him a seasoned professional in the field.

Doris Wells-Smith

Doris Wells-Smith

Head of Underwriting

As the head of underwriting, Doris will bring her extensive knowledge and dedication to ensuring the quality and integrity of the underwriting process. Doris is a native of Southern California who loves swimming, traveling, and spending time with her family.

Judy Yodonise

Judy Yodonise

Head of Operations

Judy Yodonise is a seasoned veteran in the Mortgage Industry with over three decades of experience in Mortgage Operations.

Michael Falce

Michael Falce

Head of Capital Markets

Michael Falce is a decisive finance and mortgage executive with 32 years of experience in Capital Markets, Mortgage Origination, and technology implementation. As the Head of Capital Markets, he manages trading activities, oversees daily interest rate risk, executes loan sales into the secondary market, and sets daily mortgage interest rates.

Toi Troutman-Walker

Toi Troutman-Walker

Head of Marketing

Toi Troutman-Walker currently serves as Director of Marketing and Secretary at PhinanceUS. In this capacity, Toi is responsible for developing and executing marketing strategies that raise awareness of the company's unique mission and services, while also serving as a key member of the executive team.

Andorian Ramsey

Andorian Ramsey

Broker Administrator

Andorian's expertise extends beyond loan origination; he has been working on the broker administration side while Phinanceus builds its TPO wholesale division. As Phinanceus' broker administrator, Andorian is poised to support the company's account executives and broker partners with his extensive knowledge of the mortgage industry and his commitment to delivering exceptional customer service.

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All information contained herein is for informational purposes only, and while every effort has been made to ensure accuracy, no guarantee is expressed or implied. Any programs shown do not demonstrate all options or pricing structures. Rates, terms, programs, and underwriting policies are subject to change without notice. This is not an offer to extend credit or a commitment to lend. Alpha One Financial, Inc., doing business as PhinanceUS, offers home loans. For license verification, please visit www.nmlscounsumeraccess.org. Located at 4929 Wilshire Boulevard, Suite 1010, Los Angeles, California 90010

© 2023 by PhinanceUS NMLS: 1854440 DRE: 02088927 

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