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Doris Wells-Smith

Head of Underwriting

Doris Wells-Smith is a 40-year mortgage industry veteran who has worked for various organizations such as HUD-L.A.A.O. She has extensive expertise as an underwriter for retail, wholesale, and correspondent loans, with a comprehensive understanding of loan processing, documentation, and compliance. 


Doris holds an FHA CHUMS and VA LAPP SAR underwriting authority, and is committed to providing exceptional customer service. She has previously taught courses for processors, loan officers, and underwriters at the American School of Mortgage Banking. 


As the head of underwriting, Doris will bring her extensive knowledge and dedication to ensuring the quality and integrity of the underwriting process. Doris is a native of Southern California who loves swimming, traveling, and spending time with her family.

Doris Wells-Smith

(888) 585-6264

All information contained herein is for informational purposes only, and while every effort has been made to ensure accuracy, no guarantee is expressed or implied. Any programs shown do not demonstrate all options or pricing structures. Rates, terms, programs, and underwriting policies are subject to change without notice. This is not an offer to extend credit or a commitment to lend. Alpha One Financial, Inc., doing business as PhinanceUS, offers home loans. For license verification, please visit www.nmlscounsumeraccess.org. Located at 4929 Wilshire Boulevard, Suite 1010, Los Angeles, California 90010

© 2023 by PhinanceUS NMLS: 1854440 DRE: 02088927 

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